trademinister · integrations · plata by mono checkout

plata by mono for Shopify Checkout — Payment Apps API

A full-featured payment gateway plata by mono on the Shopify Checkout page. The order is created after successful payment. Implemented through the official Shopify Payment Apps API — full compliance with Shopify rules and stable operation without the risk of store suspension.

  • Payments inside the standard Shopify Checkout via the official Payment Apps API
  • The order is created after a successful payment — no pending orders
  • Visa, Mastercard, Apple Pay, Google Pay, MonoPay · monobank fee 1.3%
₴17,625.00 one-time connection fee · then a commission % of turnover
in stock · ready to install
option: full integration of Payment Apps API
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Implementation through the official Shopify Payment Apps API
The order is created after successful payment (payment gateway standard)

plata by mono для Shopify — інтеграція платіжного шлюзу monobank, комісія 1,3%, Apple Pay, Google Pay, MonoPay
short answer

plata by mono acquiring for Shopify Checkout is a full payment gateway embedded into the standard Shopify Checkout page through the official Shopify Payment Apps API. The order is created after a successful payment, so the store stays fully compliant with Shopify rules and protected from suspension.

  • Payment methods: Visa, Mastercard, Apple Pay, Google Pay, MonoPay
  • monobank fee: 1.3% on Ukrainian cards, 2% on foreign cards (rate effective 01.12.2022)
  • Total cost: 2.65%–4.75% depending on your Shopify plan (Basic / Grow / Advanced)
  • Setup: ₴17,625 one-time, no monthly charges
  • After launch: transaction fees only, no monthly charges
  • Timeline: 1–3 business days
  • After 26 Aug 2026: unaffected — the Payment Apps API does not use script tags (what changes on 26 August 2026)
01

three ways to connect online acquiring to Shopify — and why it matters

There are three fundamentally different ways to connect online acquiring (including plata by mono) to Shopify in the Ukrainian market: through the official Shopify Payment Apps API (our approach and Hutko's approach), through a Manual Payment Method with redirect (Walnut MultiPayments), or through a third-party checkout that replaces Shopify Checkout (Chekly). Only the first method is authorized by Shopify — the other two violate the platform's rules in different ways.

parameter TradeMinister (Payment Apps API)Walnut MultiPayments (Manual Payment Method)Chekly (third-party checkout)

Integration mechanism

✅ Shopify Payment Apps API (official)

⚠️ Manual Payment Method + redirect to provider

❌ Third-party checkout replacing Shopify Checkout

Compliance with Shopify ToS (clause 4.5)

✅ official mechanism

⚠️ gray area (Manual PM not for online payments)

❌ direct violation of clause 4.5 (prohibition of Checkout replacement)

When an order is created

after successful payment

pending payment

after payment in an external checkout, it is imported via API

Payment placement

in the standard Shopify Checkout

on the Thank You Page after placing an order

on a third-party domain instead of Shopify Checkout

Shopify review process

✅ yes

❌ no

❌ no (Shopify does not allow Checkout replacement)

Source of criteria — official Shopify Payment Apps API documentation and Shopify Acceptable Use Policy. Shopify explicitly requires that all online sales go through the standard Shopify Checkout — replacing Checkout with a third-party solution is considered a direct violation of the platform and Partner Program rules. The Manual Payment Method is intended for offline payments (bank transfer, cash on delivery), not for online acquiring — its use with a redirect to a payment page is a gray area.

02

Which option to choose: Thank You Page or Shopify Checkout

We offer two options for connecting plata by mono to Shopify. They differ not only in price but also in how they operate. Choose based on your turnover and requirements for financial reporting accuracy.

parameter Thank You PageShopify Checkout (this page)

Connection price

from 8,800 ₴

17,625 ₴

Order is being created

before payment

after payment

Compliance with Shopify rules

conditional

full

Pending orders

yes

no

Proceed to payment page

after placing the order

at the Payment step in Checkout

Total commission from turnover

1.3% + monobank

2.65%–4.75% (including Shopify 3p fee)

Suitable for

budget start, small turnover

full-fledged business, from 200,000 ₴/month

Page

Open →

you are already here

03

advantages of Checkout integration

API
standard Shopify integration
Works through the Shopify Payment Apps API — the official mechanism for payment providers. The store is protected from being blocked for violating Shopify's rules.
full legality
Ready-made app, already approved by Shopify review. Complies with all requirements for payment applications. Works in all versions of Shopify Checkout, including Checkout Extensibility.
order after successful payment
The order is created in Shopify only after monobank payment confirmation. There are no unpaid pending orders, no manual moderation, and no discrepancies between orders and payments.
1.3%
monobank rate 1.3% / 2%
Acquiring plata by mono — 1.3% for Ukrainian cards and 2% for foreign cards. In addition, the standard Shopify third-party transaction fee applies (depending on the plan) along with the developer's commission — detailed breakdown in the "technical details and fees" section.
04

how it works

01

the customer chooses plata by mono at Checkout

On the standard Shopify Checkout page (Payment step), the customer sees the option "Pay by card plata by mono" alongside other payment methods. Icons of supported methods are displayed: Visa, Mastercard, Apple Pay, Google Pay, MonoPay. The customer selects the option and clicks "Pay now."

02

redirecting to the secure monobank page

Shopify uses the Payment Apps API to send the amount and session ID data to the payment app's servers. The customer is directed to a branded monobank payment page featuring your store's logo. They complete the payment (card entry, Apple Pay, Google Pay, or MonoPay).

03

The order is created and confirmed automatically

After a successful payment, monobank sends a confirmation via webhook. The Payment Apps API notifies Shopify, and the order is created in the admin panel immediately with the status Paid. The customer is directed to the standard Thank You Page. If the payment fails, the order is not created, and the customer is returned to Checkout to try again.

05

technical details and fees

payment provider

plata by mono (monobank) — monobank.ua/plata-by-mono

placement

Shopify Checkout (Payment step)

order creation

after successful payment (standard mainstream payment gateways)

monobank commission

1.3% (Ukrainian cards) / 2% (foreign cards). Rate from 12/01/2022 — monobank.ua/acquiring

payment methods

Visa, Mastercard, Apple Pay, Google Pay, MonoPay

total Basic

4.05% (UA) / 4.75% (foreign). Shopify 3p 2% + developer 0.4% + platform 0.35% + monobank 1.3%/2%

total Advanced

2.65% (UA) / 3.35% (foreign). Shopify 3p 0.6% + developer 0.4% + platform 0.35% + monobank 1.3%/2%

requirements

Individual entrepreneur or LLC with a current account in monobank + Shopify of any plan

connection times

1–3 business days after approval

06

real turnover expense calculator

Calculate the total commission taking into account the Shopify rate, the share of foreign cards, and the Payment Apps fee.

monthly fee
effective rate
annual fee

The calculation includes the Shopify third-party fee, developer commission (0.4%), Shopify platform fee (0.35%), and monobank acquiring commission (1.3% UA / 2% foreign). For turnovers from ₴500,000/month, switching to the Shopify Advanced plan usually pays off in 2–4 months.

07

cost

connection of a ready-made solution
₴17,625.00
one-time · then transaction fees only
  • Shopify Payment App installation in the store
  • setting up monobank details and individual entrepreneur/LLC
  • connecting Apple Pay, Google Pay, MonoPay
  • testing with a real order
  • instructions and staff training
  • support for 30 days after launch
  • afterwards — only a commission % from turnover (details in the "technical details and commissions" section)
08

frequently asked questions

how does it differ from the version on the Thank You Page? +

In the Thank You Page option, the order is created before payment — the customer first places the order, then pays. In the Checkout option, the order is created only after successful payment — this is the standard scheme of mainstream payment gateways. No unpaid orders, no manual moderation. The plata by mono on the Thank You Page option is available from ₴8,800.

why is this a legal solution? +

Works through the official Shopify Payment Apps API — this is the standard mechanism that Shopify provides for payment providers. A ready-made payment app that has already passed Shopify review is used. The store fully complies with Shopify rules and is protected from blocking. API documentation: shopify.dev/docs/apps/build/payments.

what does the final commission consist of? +

Consists of four components: 1) third-party transaction fee Shopify (depends on the plan — from 0.6% to 2%), 2) developer commission 0.4%, 3) Shopify platform fee 0.35%, 4) acquiring commission monobank 1.3% for Ukrainian cards or 2% for foreign cards. Total from 2.65% to 4.75% depending on the Shopify plan and card type. Detailed breakdown is in the "technical details" section.

How does the refund process work? +

Through the standard Shopify Admin — the Refund button on the order page. The Payment Apps API automatically sends the refund request to monobank. Funds are returned to the customer's card within the standard timeframe (up to 10 banking days).

how long does the connection take? +

1–3 business days after application approval. Steps: installing the ready-made Shopify Payment App in the store, setting up monobank and individual entrepreneur/LLC details, activating payment methods (Apple Pay, Google Pay, MonoPay), testing with a real order, providing instructions. No separate development for the store is required — a ready, proven solution is used.

Are there any monthly or hidden fees? +

No. After a one-time connection fee, there are no additional TradeMinister charges for using the app. The client only pays transaction fees — the breakdown by Shopify pricing plans is provided in the "technical details and fees" section. Server infrastructure, webhook monitoring, and updates for changes in the monobank / Shopify API are included in the developer's fee (0.4% per transaction).

Is it possible to accept foreign payments? +

Yes. The plata by mono acquiring service supports cards from any banks, including foreign ones. The commission for foreign cards is 2%. Important: some foreign payments may be declined by monobank's financial monitoring, especially for large amounts or suspicious activity. If international sales are a key channel, we recommend additionally connecting WayForPay for backup.

09

store examples

10

customer reviews

11

why TradeMinister

Shopify Partner

Certified Shopify Partners since 2014. Specializing in theme development and payment integrations for Ukrainian stores.

payment integrations

Since 2016, we have been integrating Ukrainian payment gateways with Shopify: plata by mono, LiqPay, WayForPay, Portmone, NovaPay, QR payment according to the NBU standard.

apps in the App Store

Published 10 apps in the Shopify App Store — Nova Poshta, plata by mono, WayForPay, and other integrations for Ukrainian stores.

ready for a full-featured checkout solution?

Place an order or get a free consultation. We will confirm your request and arrange the connection within 24 hours.

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