trademinister · integrations · wayforpay checkout

WayForPay for Shopify Checkout — Payment Apps API

Full-featured WayForPay payment gateway on the Shopify Checkout page with support for installment payments from monobank (2–25 payments) and PrivatBank (2–12 payments). The order is created after successful payment. Implemented through the official Shopify Payment Apps API — fully compliant with Shopify rules and stable operation without the risk of store suspension.

  • Payments inside the standard Shopify Checkout via the official Payment Apps API
  • Installments from monobank (2–25) and PrivatBank (2–12) right at checkout
  • Visa, Mastercard, Apple Pay, Google Pay · order created after successful payment
₴17,625.00 one-time connection fee · then a commission % of turnover
in stock · ready to install
option: full integration of Payment Apps API
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Implementation through the official Shopify Payment Apps API
Order is created after successful payment (payment gateway standard)
Installment payments from monobank and PrivatBank directly at Checkout

WayForPay for Shopify Checkout — Payment Apps API
short answer

WayForPay Checkout for Shopify is a full payment gateway embedded into the standard Shopify Checkout page through the official Shopify Payment Apps API. What sets WayForPay apart is built-in instalment support from monobank (2–25 payments) and PrivatBank (2–12 payments) right inside Checkout. The order is created after a successful payment, so the store stays fully compliant with Shopify rules and protected from suspension.

  • Payment methods: Visa, Mastercard, Apple Pay, Google Pay, instalments (monobank «Pay in Parts», PrivatBank «Oplata Chastynamy»)
  • WayForPay fee: 2% standard, individual rates as turnover grows
  • Total cost: 3.35%–4.75% depending on your Shopify plan (Basic / Grow / Advanced)
  • Setup: ready-made solution — the one-time fee is the product price
  • After launch: transaction fees only, no monthly charges
  • Timeline: 1–3 business days
  • After 26 Aug 2026: unaffected — the Payment Apps API does not use script tags (what changes on 26 August 2026)
01

three ways to connect online acquiring to Shopify — and why it matters

There are three fundamentally different ways to connect online acquiring (including WayForPay) to Shopify in the Ukrainian market: through the official Shopify Payment Apps API (our approach), through a Manual Payment Method with redirect (Walnut MultiPayments), or through a third-party checkout that replaces Shopify Checkout (Chekly). Only the first method is authorized by Shopify — the other two violate the platform's rules in different ways.

parameter TradeMinister (Payment Apps API)Walnut MultiPayments (Manual Payment Method)Chekly (third-party checkout)

Integration mechanism

✅ Shopify Payment Apps API (official)

⚠️ Manual Payment Method + redirect to provider

❌ Third-party checkout replacing Shopify Checkout

Compliance with Shopify ToS (clause 4.5)

✅ official mechanism

⚠️ gray area (Manual PM not for online payments)

❌ direct violation of clause 4.5 (prohibition of Checkout replacement)

When an order is created

after successful payment

pending payment

after payment in an external checkout, it is imported via API

Payment placement

in the standard Shopify Checkout

on the Thank You Page after placing an order

on a third-party domain instead of Shopify Checkout

Shopify review process

✅ yes

❌ no

❌ no (Shopify does not allow Checkout replacement)

Source of criteria — official Shopify Payment Apps API documentation and Shopify Acceptable Use Policy. Shopify explicitly requires that all online sales go through the standard Shopify Checkout — replacing Checkout with a third-party solution is considered a direct violation of the platform and Partner Program rules. The Manual Payment Method is intended for offline payments (bank transfer, cash on delivery), not for online acquiring — its use with a redirect to a payment page is a gray area.

02

which option to choose: Thank You page or Shopify Checkout

We offer two options for connecting WayForPay to Shopify. They differ not only in price but also in operation logic: the Thank You Page option starts at 8,800 ₴ (3 connection options); QR payment (NBU standard No. 97) is available upon request as a separate service. The Checkout option via Payment Apps API is more expensive but provides clear financial reporting without pending orders and standard mainstream gateways.

parameter Thank You pageShopify Checkout (this page)

Connection price

from 8,800 ₴ (3 options: 7,200 / 10,800 / 17,400 ₴)

≈ 17,625 ₴ (≈ 175 USD)

Order is being created

before payment

after payment

Total commission from turnover

2% WayForPay (individually with turnover growth)

3.35%–4.75% (including Shopify 3p fee)

Suitable for

budget start, focus on installment payments + QR

full-fledged business, from 200,000 ₴/month, clear financial reporting

03

advantages of Checkout integration

API
standard Shopify integration
Works through the Shopify Payment Apps API — the official mechanism for payment providers. The store is protected from being blocked for violating Shopify's rules.
installment payment monobank and PrivatBank
The key difference of WayForPay is built-in support for installment payments directly at Checkout. For monobank customers: 2–25 payments. For PrivatBank customers: 2–12 payments. The seller receives the full amount immediately, and the buyer pays interest to the bank. The typical increase in average order value after integration is +15–30%.
order after successful payment
The order is created in Shopify only after payment confirmation via WayForPay. There are no unpaid pending orders, no manual moderation, and no discrepancies between orders and payments. For installment payments, the order is marked as Paid immediately after bank approval.
2%
WayForPay rate 2% (individual)
WayForPay acquiring — 2% at the standard rate. Individual rates are available with increased turnover — negotiated directly with the WayForPay manager. In addition, the standard Shopify third-party transaction fee applies (depending on the plan) along with the developer's commission — detailed breakdown in the "technical details and fees" section.
04

how it works

01

the customer selects WayForPay at Checkout

On the standard Shopify Checkout page (Payment step), the customer sees the option "Pay via WayForPay" alongside other payment methods. Icons of supported methods are displayed: Visa, Mastercard, Apple Pay, Google Pay, installment payments (monobank Installments, PrivatBank Installments). The customer selects the option and clicks "Pay now."

02

redirect to the secure WayForPay page

Shopify uses the Payment Apps API to send the amount and session ID data to the payment app servers. The buyer is directed to a branded WayForPay page with your store's logo. They complete the payment using a regular card, Apple Pay, Google Pay, or choose installment payments (monobank or PrivatBank) with real-time application approval.

03

The order is created and confirmed automatically

After a successful payment, WayForPay returns a confirmation via a service-URL callback with an HMAC-MD5 signature. The Payment Apps API notifies Shopify, and the order is created in the admin panel immediately with the status Paid. The buyer is directed to the standard Thank You Page. When paying in installments, the seller receives the full amount immediately — the buyer pays the interest to the bank. If the payment fails, the order is not created, and the buyer is returned to the Checkout for another attempt.

05

screenshots

screenshot
screenshot mobile
06

technical details and fees

payment provider

WayForPay — wayforpay.com

placement

Shopify Checkout (Payment step)

order creation

after successful payment (standard mainstream payment gateways)

WayForPay commission

2% at the standard rate · individual rates with turnover growth — wayforpay.com/business

payment methods

Visa, Mastercard, Apple Pay, Google Pay, installment payments (monobank Installments 2–25, PrivatBank Installments 2–12)

total Basic

4.75%. Shopify 3p 2% + developer 0.4% + platform 0.35% + WayForPay 2%

total Advanced

3.35%. Shopify 3p 0.6% + developer 0.4% + platform 0.35% + WayForPay 2%

payment in installments

monobank Installments 2–25 payments, PrivatBank Payment in installments 2–12 payments · the seller receives the full amount immediately

funds transfer

1–3 business days (standard interbank settlement times)

07

real turnover expense calculator

Calculate the total WayForPay Checkout commission including the Shopify tariff and Payment Apps fee. The standard WayForPay rate of 2% applies to both Ukrainian and foreign cards — the slider below is retained for compatibility.

monthly fee
effective rate
annual fee

The calculation includes the Shopify third-party fee, developer commission (0.4%), Shopify platform fee (0.35%), and WayForPay acquiring commission of 2% (standard). With increased turnover, an individual WayForPay rate is available — in this case, the total commission decreases accordingly. For turnovers from ₴500,000/month, switching to the Shopify Advanced plan pays off in 2–4 months. Offering installment payments usually increases the average check by 15–30% — this effect is not accounted for by the calculator.

08

cost

connection of a ready-made solution
₴17,625.00
one-time · then transaction fees only
  • Shopify Payment App installation in the store
  • setting up WayForPay details and individual entrepreneur/LLC
  • activation of installment payments (monobank Installments and PrivatBank Installments)
  • connecting Apple Pay and Google Pay
  • testing with a real order
  • instructions and staff training
  • support for 30 days after launch
  • afterwards — only a commission % from turnover (details in the "technical details and commissions" section)
09

frequently asked questions

how does it differ from the version on the Thank You Page? +

In the Thank You Page option, the order is created before payment — the customer first places the order, then pays. In the Checkout option, the order is created only after successful payment — this is the standard scheme of mainstream payment gateways. No unpaid orders, no manual moderation. The WayForPay on Thank You Page option is available from 8,800 ₴. QR payment (NBU standard No. 97) — on request, as a separate service.

why is this a legal solution? +

Works through the official Shopify Payment Apps API — this is the standard mechanism that Shopify provides for payment providers. A ready-made payment app that has already passed Shopify review is used. The store fully complies with Shopify's rules (including clause 4.5 of the ToS regarding the use of Shopify Checkout) and is protected from blocking. API documentation: shopify.dev/docs/apps/build/payments.

what does the final commission consist of? +

Consists of four components: 1) third-party transaction fee Shopify (depends on the plan — from 0.6% to 2%), 2) developer commission 0.4%, 3) Shopify platform fee 0.35%, 4) WayForPay acquiring commission 2% at the standard rate (or an individual rate with increased turnover). Total from 3.35% to 4.75% depending on the Shopify plan. Detailed breakdown is in the "technical details" section.

How does the refund process work? +

Through the standard Shopify Admin — the Refund button on the order page. The Payment Apps API automatically sends the refund request to WayForPay via the refund method. Funds are returned to the buyer's card within the standard timeframe (up to 10 banking days). For installment payments, the refund closes the installment plan — the bank stops charging the buyer monthly payments.

how long does the connection take? +

1–3 business days after application approval. Steps: installing the ready-made Shopify Payment App in the store, setting up WayForPay details and individual entrepreneur/LLC information, activating payment methods (Apple Pay, Google Pay, installment payments via monobank and PrivatBank), testing with a real order, providing instructions. No custom development for the store is required — a ready, proven solution is used.

Are there any monthly or hidden fees? +

No. After a one-time connection fee, there are no additional TradeMinister fees for using the app. The client only pays transaction fees — the breakdown by Shopify pricing plans is provided in the "technical details and fees" section. Server infrastructure, monitoring of service-URL callbacks, and updates for changes in the WayForPay / Shopify API are included in the developer's fee (0.4% per transaction).

Is it possible to accept foreign payments? +

Yes. WayForPay accepts cards from any banks, including foreign ones. The standard WayForPay rate (2%) applies equally to Ukrainian and international cards. For customers from other countries, Apple Pay and Google Pay are also available. If international sales are a key channel, we recommend using Shopify Markets for correct price display in the local currency.

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store examples

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customer reviews

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why TradeMinister

Shopify Partner

Certified Shopify Partners since 2014. Specializing in theme development and payment integrations for Ukrainian stores.

payment integrations

Since 2016, we have been integrating Ukrainian payment gateways with Shopify: plata by mono, LiqPay, WayForPay, Portmone, NovaPay, QR payment according to the NBU standard.

apps in the App Store

Published 10 apps in the Shopify App Store — Nova Poshta, plata by mono, WayForPay, and other integrations for Ukrainian stores.

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