Portmone for Shopify Checkout — BankPay + Payment Apps API
Full-featured Portmone payment gateway on the Shopify Checkout page via the official Shopify Payment Apps API. Support for the innovative BankPay — IBAN-to-IBAN payment via QR code in the banking app without PRRO and chargeback. Apple Pay, Google Pay, Visa, Mastercard, Prostir. Portmone since 2002, part of the Kaspi.kz group, PCI DSS certified.
- Payments inside the standard Shopify Checkout via the official Payment Apps API
- The order is created after a successful payment — no pending orders
- Visa, Mastercard, Apple Pay, Google Pay, BankPay (IBAN-to-IBAN)
Implementation through the official Shopify Payment Apps API
Unique: BankPay — IBAN-to-IBAN payment without chargeback and without PRRO
The order is created after successful payment (standard for payment gateways)
Questions — +380 97 716 76 35 · Telegram @trademinister · partner@trademinister.net
Portmone for Shopify Checkout is a full integration of the Portmone payment gateway into the standard Shopify Checkout through the official Shopify Payment Apps API. The order is created after a successful payment, there are no pending orders, and you stay fully compliant with the Shopify Terms of Service and Checkout Extensibility.
Portmone is one of the oldest Ukrainian payment services, operating since 2002. Since 2023 it has been part of Kaspi.kz, Kazakhstan’s largest fintech group with a market capitalisation above $10 billion. It is certified to the international PCI DSS standard and supports Visa, Mastercard, Prostir, Apple Pay, Google Pay and BankPay — an IBAN-to-IBAN payment made through a QR code in the customer’s banking app.
- Payment Apps API: the order is created after payment, no pending orders
- BankPay: IBAN-to-IBAN payment with no chargebacks and no fiscalisation requirement
- Payment methods: Visa, Mastercard, Prostir, Apple Pay, Google Pay, BankPay
- Portmone fee: 2.3% for online stores, from 1.5% for utilities and B2B, negotiable for large merchants
- Bank account: a sole proprietor (FOP) or LLC account at any Ukrainian bank
- Setup: 1–3 business days after Portmone approval (2–5 days)
- After launch: transaction fees only, no annual subscription
- After 26 Aug 2026: unaffected — the Payment Apps API does not use script tags (what changes on 26 August 2026)
three ways to connect online acquiring to Shopify — and why it matters
There are three fundamentally different ways to connect online acquiring (including Portmone) to Shopify in the Ukrainian market: through the official Shopify Payment Apps API (our approach), through a Manual Payment Method with redirect (Walnut MultiPayments), or through a third-party checkout that replaces Shopify Checkout (Chekly). Only the first method is authorized by Shopify — the other two violate the platform’s rules in different ways.
| parameter | TradeMinister (Payment Apps API) | Walnut MultiPayments (Manual Payment Method) | Chekly (third-party checkout) |
|---|---|---|---|
Integration mechanism |
✅ Shopify Payment Apps API (official) | ⚠️ Manual Payment Method + redirect to provider | ❌ Third-party checkout replacing Shopify Checkout |
Compliance with Shopify ToS (clause 4.5) |
✅ official mechanism | ⚠️ gray area (Manual PM not for online payments) | ❌ direct violation of clause 4.5 (prohibition of Checkout replacement) |
When an order is created |
after successful payment | pending payment | after payment in an external checkout, it is imported via API |
Payment placement |
in the standard Shopify Checkout | on the Thank You Page after placing an order | on a third-party domain instead of Shopify Checkout |
Shopify review process |
✅ yes | ❌ no | ❌ no (Shopify does not allow Checkout replacement) |
Source of criteria — official Shopify Payment Apps API documentation and Shopify Acceptable Use Policy. Shopify explicitly requires that all online sales go through the standard Shopify Checkout — replacing Checkout with a third-party solution is considered a direct violation of the platform and Partner Program rules. The Manual Payment Method is intended for offline payments (bank transfer, cash on delivery), not for online acquiring — its use with a redirect to a payment page is a gray area.
Which Portmone option to choose: Thank You Page or Shopify Checkout
We offer two options for connecting Portmone to Shopify. They differ not only in price but also in operation logic: the Thank You Page option starts at 8,800 ₴; QR payment (NBU standard No. 97) is available upon request as a separate service. The Checkout option via Payment Apps API is more expensive but provides clear financial reporting without pending orders, follows mainstream gateway standards, and includes exclusive BankPay.
| parameter | Thank You Page | Shopify Checkout (this page) |
|---|---|---|
Connection price |
from 8,800 ₴ (options: 7,200 / 10,800 / 17,400 ₴) | 17,625 ₴ (≈ 175 USD) |
Order is being created |
before payment | after payment |
Total commission from turnover |
2.3% Portmone (from 1.5% individually) | 3.65%–5.05% (including Shopify 3p fee) |
Suitable for |
budget start, low turnover, focus on QR payment | full-fledged business, from 200,000 ₴/month, BankPay and clear financial reporting |
three key advantages of Portmone Checkout
how Portmone Checkout works through the Payment Apps API
the customer places an order in Shopify Checkout
The customer fills the cart and proceeds to the standard Shopify Checkout. At the Payment step, they see Portmone as a payment method — natively integrated into the Shopify interface. Available options: Visa, Mastercard, Prostir, Apple Pay, Google Pay, BankPay.
the customer pays through Portmone
When selecting Portmone, you are redirected to a secure Portmone payment page or an inline form opens, depending on the chosen method. When selecting BankPay, a QR code appears for scanning with a smartphone camera or a click opens the banking app. Payment confirmation in the client app is done via biometrics or PIN.
the order is created in Shopify after successful payment
Through the Shopify Payment Apps API, Shopify receives payment confirmation from Portmone and creates an order with the status Paid. The buyer receives a confirmation email, and the seller sees the paid order in Shopify Admin. Unlike Thank You Page integrations, the order is not created before payment: no payment, no order; payment made, order is Paid. No pending orders and no manual moderation.
screenshots
technical details and fees
Portmone (JSC "Portmone") — portmone.com.ua
Shopify Checkout (Payment step) or redirect to the Portmone page
after successful payment (standard Payment Apps API)
2.3% (standard rate)
Visa, Mastercard, Prostir, Apple Pay, Google Pay, BankPay (IBAN-to-IBAN)
✅ unique to Portmone — IBAN-to-IBAN, no chargeback, no PRRO
✅ via a separate Portmone API
any Ukrainian bank (monobank Business, UKRSIB, Sense Bank, PUMB, etc.)
❌ no
actual cost calculator by turnover
Work out the total cost of Portmone Checkout including your Shopify plan, the Payment Apps fee and the developer fee. The standard Portmone rate of 2.3% applies to both Ukrainian and foreign cards — the slider below is kept for compatibility. From ₴1,000,000 a month in turnover, a negotiated rate from 1.5% is available.
The calculation includes the Shopify third-party fee, the developer fee (0.4%), the Shopify platform fee (0.35%) and the standard Portmone acquiring rate of 2.3%. From ₴1,000,000 a month in turnover, or in specific categories (B2B, insurance, utilities), Portmone offers a negotiated rate from 1.5%, which cuts the total by 0.8 percentage points. Above ₴500,000 a month, moving to the Shopify Advanced plan pays for itself in two to four months. Portmone sets a reduced rate for BankPay, agreed separately.
what is included in the price
- installation of the Shopify app Portmone Payment in your store
- connection through the official Shopify Payment Apps API
- setup of all payment methods: Visa, Mastercard, Prostir, Apple Pay, Google Pay, BankPay
- BankPay integration with QR code generation (Portmone exclusive)
- webhook setup for auto-updating order statuses
- testing with a real order and refund
- instructions for the store team
- 30 days of support — free fixes for any issues
- 12 months of technical support — first year included
- not included: registration of sole proprietorship/LLC, moderation in Portmone (2-5 days bank processing), PRRO for card payments (Vchasno.Kasa or Checkbox PRRO — separate)
what is needed for connection
Sole proprietorship or LLC in any Ukrainian bank
Portmone works with accounts in any Ukrainian bank — monobank Business, UKRSIB, Sense Bank, PUMB, PrivatBank, and others. We recommend banks with fast verification to speed up account opening.
active Shopify store
Shopify 2.0 theme with Checkout Extensibility support. Shopify plan from Basic and above. Any theme is suitable, including our own development.
contract conclusion with Portmone
The application is submitted through us. Portmone moderation takes 2–5 business days. They may request: a copy of the registration documents of the individual entrepreneur/LLC, a bank statement or account certificate, a description of the store and product categories, and the return policy.
settings data
After approval — Portmone merchant ID, Signature key, IBAN account for receiving funds. The typical timeline from agreement to launch is 7–10 business days, most of which is taken up by Portmone moderation.
frequently asked questions
Thank You Page integration Portmone (from 8,800 ₴) works through Manual Payment Method with a redirect to the payment page after order placement — the order in Shopify is created before payment. The Checkout version (17,625 ₴) uses the official Shopify Payment Apps API: payment is integrated into the standard Shopify Checkout at the Payment step, the order is created only after successful payment. The Checkout version offers full legality, no pending orders, the best UX for the buyer, and compliance with Shopify ToS.
BankPay is an innovative payment method from Portmone (launched in November 2024). Instead of entering card details, the customer scans or clicks on a QR code — their banking app opens with the payment details filled in, and they confirm the IBAN-to-IBAN transfer. Three key differences: 1) no chargeback (this is a transfer between accounts, not a card transaction); 2) no 3D Secure required; 3) fiscalization (PRRO) is not required for BankPay — it is a cashless transfer to an account according to the tax authority's clarification.
The standard rate for online stores is 2.3%. For utility/service companies — from 1.5%. For insurance companies — 2.1%. For large stores (turnover from 1,000,000 ₴/month) — negotiable rate from 1.5%. For foreign cards — individually. Specific terms are clarified when signing a contract with Portmone — a personal integration manager.
Yes, natively. After connecting Portmone Checkout, Apple Pay and Google Pay automatically appear at the Payment step in Shopify Checkout without additional settings. An iPhone user sees the Apple Pay button, an Android user sees Google Pay, allowing one-tap payment without entering card details. This works thanks to the built-in support of the Shopify Payment Apps API and the capabilities of the Portmone API.
Yes. Portmone supports recurring (regular) payments through a separate API — the client confirms the card once, and then charges occur automatically according to the schedule. In Shopify, this is useful for subscription models (Shopify Subscriptions). It is set up separately after the basic integration and is discussed individually depending on the specifics of the subscription product.
If Portmone refuses for any reason (high-risk categories, insufficient documents, business specifics), we will refund the full integration cost of 17,625 ₴. In this case, we offer alternatives: plata by mono (if you can open an account with monobank) or WayForPay (the most liberal moderation among Ukrainian gateways). We want your payment system to work — we will help you find the right solution.
store examples
customer reviews
why Portmone Checkout is ordered from TradeMinister
Shopify Expert Partner
12+ years of experience with Shopify. Certified Shopify Partner since 2014. We know the platform inside out.
payment integrations
Connected Portmone, plata by mono, LiqPay, WayForPay, NovaPay, and QR payment to hundreds of Ukrainian stores.
gateway via Payment Apps API
plata by mono, LiqPay, WayForPay, and Portmone Checkout are the only agency in Ukraine with such full coverage.
public applications in the App Store
Nova Poshta Shipping, Vchasno.Kasa, Rozetka Marketplace, UkrPoshta Shipping — an ecosystem for Ukrainian Shopify stores.
ready to connect Portmone Checkout with BankPay?
One-time setup fee of 17,625 ₴. No annual subscription fee. Portmone moderation — 2-5 days. Connection within 1-3 days after moderation. Get a consultation — we will help determine if Portmone is right for your store, or if you should consider plata by mono, LiqPay, or WayForPay.